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"But we chose to do it because selling online has increased farmers' incomes by enabling them to reduce overhead costs and sell agricultural products to more people without traveling far."

"China is becoming one of the largest consumer markets in the world, and this huge consumer market is still opening up. On the one hand, China's tax cuts on imported consumer goods are increasing, on the other hand, China's policy continues to encourage cross-border import e-commerce and other new forms of business," Gao Hongbing, president of AliResearch, said.

"By July, around 2.1 million patients have used that direct payment service with total transactions of 17.5 billion yuan (.5 billion) in medical expenses," Xia said.

"China Construction Bank Corp has already established a wholly-owned fintech company. Other banks may follow in its footsteps," Cao said.

"China is way ahead in terms of payment technologies and preferences," Tubb added. "Currently, our focus is still taking Chinese merchants to overseas markets. And more and more, we see the rise of markets alongside the Belt and Road Initiative digital route."